The Difference Between a 4-Point and Wind Mitigation Inspection Home inspections are an essential part of the home buying and insurance process. Several types of inspections can be conducted, but two of the most common are the 4-Point and Wind Mitigation Inspection. Insurance companies often…

No More False Alarms: How to Replace a Hardwired Smoke Detector How to Replace a Hardwired Smoke Detector Turn off the power supply. Go to your electrical panel and locate the breaker for your smoke detectors. Turn off the power supply to the detectors by…

Answers to the Top 20 Homeowners Insurance Questions As a homeowner, one of the most important decisions you can make is choosing a comprehensive insurance policy. Homeowners insurance provides protection for your property and possessions, as well as liability coverage in case of accidents or…

How To Get Insurance to Pay Roof Replacement Florida does not have the best track record with the insurance company when it comes to claims due to the excessive amount of claims throughout the state. Many of the claims are related to "how to get…

How Much Does a Home Inspection Cost in Florida? A Breakdown If you are like I was when I finally decided to purchase a home I didn't know much about the home inspection process. That's actually what drew me to the field, I wished my…

Why You Should Read Your Home Inspection Report There are plenty of saying around things like "you don't know what you don't know" and when it comes to understanding why you should read your inspection report 100% is to get information that can be critical…

Is The Seller Present During a Home Inspection Is the seller present during a home inspection? There are some favorable and unfavorable thoughts about whether the seller should be present. During 2020 and 2021 it was very common for the seller to still be present in…

Keep Kids Safe From Drowning In Florida, drowning is the #1 cause of preventable death in children 1-4 years of age. To reduce the risk of drowning, utilize multiple layers of protection, be aware of and restrict unsupervised access to water sources such as pools,…

Get a 4 Point and Wind Mitigation Inspection Later Can you get the 4 point and wind mitigation inspection later after you have purchased the home? The answer is yes, you can request these inspections at any time but sometimes delaying can cause more of…

Insurance Notice of Cancellation LetterIt isn't uncommon for a homeowner in Florida to receive an insurance notice of cancellation letter from their insurance company but when it happens it sends folks into a panic. The agent and/or the homeowner will usually start by calling your…