Florida Wind Mitigation Form: A Homeowner’s Guide

A wind mitigation inspection documents construction features that may help a home resist wind damage. The insurer—not the inspector—determines whether the report supports policy credits.

Building and roof information

The inspector documents the building age, applicable construction standard, roof covering, and available permit or product-approval information. Records can be important when a feature is not visually verifiable.

Roof deck and roof-to-wall attachment

Accessible attic areas may show the roof deck material, fastener pattern, and how the roof framing connects to the walls. The report must reflect the weakest visible qualifying condition.

Roof shape and secondary water resistance

Roof geometry is documented from exterior observations. A secondary water-resistance feature generally requires visible evidence or acceptable documentation rather than homeowner recollection alone.

Opening protection

Windows, exterior doors, garage doors, skylights, and other openings are reviewed for qualifying impact protection. Labels, permits, product approvals, and complete protection across applicable openings matter.

Prepare for the inspection

Clear attic access, unlock protected openings, and gather permits, invoices, product approvals, and roof records. GGR provides wind mitigation inspections in Miami-Dade, Broward, and Palm Beach Counties.

Frequently asked questions

Can a home inspection confirm every hidden condition?

No. A standard inspection is visual and non-invasive. Accessible evidence is documented, and further specialist evaluation is recommended when needed.

When should a specialist be called?

Seek qualified help when there is an active safety concern, water intrusion, uncertain installation, specialized testing need, or repair beyond ordinary homeowner maintenance.