4 Point Inspection Form

This article will take a closer look at the 4 point inspection form. The 4 point inspection is a typical inspection that is requested for Florida insurance companies to determine eligibility for insurance. If you are in the market for buying a home and if you are using financing to purchase the home you will be required to complete this inspection during your due diligence process.

Let’s jump into breaking down the form. The most widely used form is Citizens 4 Point Form. If your inspector does not follow this format or one similar it may not be accepted by your insurance company. Click here to download a copy of the form.

Section 1 – General Information

• Client information recorded
• Building Information – address, age, and date of the inspection recorded
• Summary of photos that are a requirement recorded

Section 2 – Electrical

• The total amps  and age of panels will be inspected and recorded
• The type of electrical wiring type will be inspected and recorded
• Any hazards found will be recorded such as two wires installed to one circuit breaker
• Inspector will note whether electrical is found satisfactory or unsatisfactory
• Pictures of the exterior and the interior of all panels

Section 3 – HVAC

• The type of HVAC system being used is inspected and recorded
• The date of the last service inspection is recorded
• Any hazards or deficiencies are recorded such as the condensation drain line leaking
• Pictures of all equipment will be taken

Section 4 – Plumbing

• The water heater is inspected and data plate information is recorded
• The type and age of plumbing pipes are recorded
• All other appliances/fixtures that utilize plumbing such as dishwashers, showers/tubs

Section 5 – Roof

• The type and age of the roof is recorded
• The roof is inspected and all pictures of the roofs’ slopes are taken
• Roof permits are needed and recorded

To be accepted, all inspection forms must be completed, signed, and dated by a verifiable Florida-licensed professional. Examples
include:

• A general, residential, or building contractor
• A building code inspector
• A home inspector

Note: A trade-specific, licensed professional may sign off only on the inspection form section for their trade. (e.g., an electrician may
sign off only on the electrical section of the form.)

Note to All Agents:

The writing agent must review each 4-Point Inspection Form before it is submitted with an application for coverage. It is the agent’s
responsibility to ensure that all rules and requirements are met before the application is bound. Agents may not submit applications
for properties with electrical, heating, or plumbing systems not in good working order or with existing hazards/deficiencies.

I hope this information has been helpful related to the 4-point inspection form. If you have additional questions and want to contact GGR Home Inspections, please send us a note, text, or call.