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The State of Florida requires insurance companies to offer discounts for protecting your home against damage caused by windstorms. These discounts are known as Wind Mitigation Credits and are offered after a certified inspection is done to your home. Your insurance premiums can only go down, not up.
A wind mitigation inspection (also called a windstorm mitigation inspection) is when a certified inspector checks your home's wind-resistant features. These features can be anything from door/window coverings to the way your roof is attached to your home to how your roof is sealed to prevent water from entering.
4 Point Inspection
A 4 point inspection looks at the 4 major systems (Roof, Electrical, Plumbing, HVAC) in an older home. An insurance company wants to know that an older home has been well maintained, and the major systems are in good working condition. This is not a safety inspection
Four point inspections are the tools that insurance underwriters and insurance companies use to determine risk. As you might have guessed, there are four main things that are being examined during a four-point inspection: 1) Electrical, 2) Plumbing, 3) Roof and Structure, and 4) HVAC system.
Buyers Home Inspection
If a buyer agrees to an inspection, they can choose a certified home inspector to conduct a thorough examination of the property and check for any problems or hidden defects with the electrical, plumbing, appliances, HVAC system, roof, foundation, etc. This is an important stage in the buying process.
This is our typical home inspection that catches common defects so you understand the investment you’re making; home inspector to conduct a thorough examination of the property and check for any problems or hidden defects with the electrical, plumbing, appliances, HVAC system, roof, foundation, etc. This is an important stage in the buying process. 1st Time Home Buyers Discount available.